Services

Investment Management

• Risk-managed strategies
• Rebalancing strategies
• Retirement income strategies

Retirement Planning

• Retirement plan investments and distributions
• Retirement income strategies
• Stock option grants or restricted stock
• Social Security claiming strategies

Business Services

• Employer sponsored retirement plans
• Business valuation
• Non-qualified retirement plans
• Cash balance plans

Institutional Consulting & Endowments

• Foundations/Endowments
• Non-Profits & Charitable Techniques
• Investment Policy Statement Review

Life Transitions Strategies

• Death of a loved one
• Job change
• Coping with illness
• Marriage
• Birth of a child
• Sudden income and inheritance
• Divorce

Wealth Preservation Strategies

• Types of ownership; beneficiary designations
• Family wealth planning with the next generation
• Tax-efficient investment strategies

Insurance Planning and Asset Protection

• Adequate insurance protection
• Management plan for incapacity/disability
• Healthcare expense planning
• Long-term care strategies

Liability Management

• Residential mortgage
• Home equity financing
• Securities-based lines of credit
• Business lending
• Access to trust services

Charitable and Community Giving

• Discuss various charitable techniques
• Explore strategies to instill philanthropic
• values in the next generation

Coordination & Planning Consultations

• With your chosen Attorney
• With your chosen Tax Advisor
• With your family and loved ones
• Corporate Trustee Services